BenFen Launches Whitepaper on "One-Click Stablecoin & RWA Issuance"

Introduction to BenFen

On September 1, 2025, BenFen unveiled an innovative whitepaper detailing their new framework for "One-Click Stablecoin & RWA Issuance." Developed and funded by Bixin Ventures, this initiative marks a pivotal shift in how digital assets are created and managed. By enabling efficient and compliant asset issuance, BenFen is positioned to catalyze both institutional investment and participation from emerging Web3 developers.

The Vision Behind the Framework

At its core, BenFen aims to redefine asset issuance on the blockchain by simplifying processes through standardized modules. The newly developed interface allows institutions and developer teams to generate stablecoins and real-world asset (RWA) tokens swiftly—without needing to write complex code. This streamlined approach not only lowers the costs associated with issuance but also accelerates time-to-market for new digital assets.

Features of the One-Click Asset Issuance Module

The cornerstone of BenFen’s initiative is its user-friendly issuance module that permits quick configurations. Users can set parameters like token name, symbol, and supply with ease. This enables three primary asset classes:

1. Fungible Tokens: These tokens adhere to the BenFen Move Token Standard, which includes functionalities for minting, burning, and transferring.
2. Stablecoins: These assets are pegged to fiat currencies and backed by reserves from various chains, ensuring liquidity and price stability.
3. RWA Tokens: These represent tangible assets such as real estate and commodities, complete with built-in compliance measures for custody, KYC, and AML verifications.

The ability to launch what traditionally took months in just minutes dramatically reduces security vulnerabilities via standardized smart contract templates.

Technical Innovations Enhancing Performance

BenFen’s distinctive position as a “Stablecoin-Native Public Chain” is reinforced through several technological advancements. Built on the Move programming language, it offers:

• Sub-second block finality: Real-time transaction confirmation ideal for financial applications.
• High throughput: Tens of thousands of transactions per second, catering to both micropayments and large-scale settlements.
• Native cross-chain capabilities: This feature facilitates seamless asset movement between various ecosystems like Ethereum, BNB Chain, Polygon, and more.

These enhancements open BenFen to diverse applications, from e-commerce to institutional finance, facilitating cross-border settlements and on-chain liquidity flows.

Strengthening the Stablecoin Ecosystem

BenFen’s whitepaper reveals plans for three groundbreaking innovations within its stablecoin ecosystem:

1. Cross-Chain Reserves + DEX Liquidity Pools: Bridged assets are deposited into reserves and paired with liquidity pools, ensuring constant market depth and stability.
2. Stablecoin-as-Gas: Users can utilize stablecoins for transaction fees, amplifying utility and reducing onboarding barriers.
3. Sponsored Transactions: Developers can subsidize transaction fees for their users, enhancing incentives and user acquisition efforts.

These features collectively foster an intuitive user experience, especially for newcomers to Web3.

Making Web3 More Accessible

To further lower entry barriers, BenFen incorporates zkLogin, allowing users to create wallets through mainstream accounts like Google or Apple. This eliminates the need for private keys and mnemonic phrases, offering a familiar user experience akin to signing into an email account while maintaining robust security and privacy features.

The ambition here is clear: BenFen seeks to attract millions of non-crypto-savvy users into the burgeoning digital economy.

BenPay: The All-in-One DeFi and Payment Platform

Central to BenFen’s ecosystem is BenPay, which serves as the primary interface for utilizing stablecoins and conducting Web3 financial operations. Key offerings include:

• BenPay Card: This card allows seamless purchases at merchants globally, bridging crypto assets with everyday transactions.
• BenPay DEX: A decentralized exchange for immediate trading and liquidity provisioning.
• BenPay Lending: Facilitating non-custodial lending where users can lock up one asset to borrow another without selling.
• Asset Management Services: These services provide cross-chain yield optimization for stablecoin holders.

By consolidating financial services, BenPay enhances the usability of stablecoins while linking traditional finance with Web3.

Strategic Backing for Growth

The backing of Bixin Ventures is central to BenFen’s development. With a robust $10 million in early-stage funding, Bixin offers deep institutional knowledge across technical, compliance, and ecosystem growth strategies. This relationship aims to ensure BenFen’s growth trajectory remains sustainable and embedded in blockchain innovation.

Market Timing and Relevance

The launch of BenFen’s whitepaper arrives at a crucial juncture where both stablecoins and RWAs are experiencing unprecedented growth. As of December 2024, the global volume of stablecoin settlements reached a staggering $5.1 trillion, tripling year-on-year and growing exponentially since 2021. Furthermore, the tokenized RWA market is anticipated to soar to over $16 trillion by 2030, presenting significant opportunities for compliant, efficient frameworks like BenFen’s.

By delivering a comprehensive, regulation-friendly issuance-to-payment infrastructure, BenFen is poised to tackle these trillion-dollar market potentials, ensuring it plays a pivotal role in the next evolution of Web3 finance.

For more insights into BenFen’s initiatives, you can read the full whitepaper here or visit the official website here. For any inquiries, reach out via email at qingyu@benfen.org.